B.Com. Banking, Financial Services and Insurance (BFSI) - Kristu Jayanti University

Department of Commerce / B.Com. Banking, Financial Services and Insurance (BFSI)

About the Programme

This programme equips students with specialized knowledge in banking operations, financial markets, and insurance management. It is designed to meet the increasing demand for professionals in the BFSI sector, combining academic theory with practical financial and regulatory insights. The programme provides comprehensive coverage of banking laws, financial instruments, and insurance principles, training in financial statement analysis, risk management and investment planning.

The B.Com is a three year degree programme. However, as per the provisions of the new National Education Policy (NEP 2020), a student may continue into the fourth year and earn a B.Com Honours degree.

BFSI Sector Focus

Specialised knowledge in banking operations, financial markets and insurance management aligned to industry demand.

Theory + Practice

Combines academic theory with practical financial and regulatory insights, risk management and investment planning.

NEP-Aligned Pathway

Three-year B.Com degree with the option to continue into the fourth year and earn a B.Com Honours degree under NEP 2020.

B.Com. BFSI students
ACADEMIC PATHWAYS

Future Carriers

Graduates can pursue diverse roles across banking, insurance, investment, risk, compliance and financial services organisations.

Career Roles

Bank Officer
Financial Analyst
Insurance Underwriter
Investment Advisor
Credit Risk Analyst
Relationship Manager – Banking
Insurance Sales / Claims Executive
Wealth Management Associate
Compliance Officer
Loan Processing Executive
Treasury Operations Associate
Financial Planning Executive

Employment Sectors

Commercial and Retail Banks
NBFCs and Housing Finance
Insurance Companies
Mutual Funds and AMCs
Stock Broking and Investment Firms
Financial Consultancies
Credit Rating Agencies
FinTech and Digital Lending
Regulatory Bodies
Corporate Finance Departments
FOR A COMPLETE ACADEMIC PICTURE

Programme At a Glance

A three-year B.Com. pathway designed for careers in banking, financial services and insurance with strong regulatory and applied finance skills.

Programme: Bachelor of Commerce

Specialisation: Banking, Financial Services and Insurance (BFSI)

Duration: 3 Years (Optional 4th Year – B.Com Honours under NEP 2020)

Mode: Full-Time Undergraduate Programme

Academic Focus: Banking operations, financial markets, insurance, risk management and investment planning

Pathway: Sector-focused commerce education with regulatory and practical financial insights

Fee Structure Apply Now
CHECK IF YOU QUALIFY

Eligibility Criteria

Review the mandatory academic qualifications and minimum score criteria required for admission.

Candidates who have completed Higher Secondary (10+2 / PUC) or Equivalent with an aggregate of 40% or an equivalent CGPA are eligible.

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CENTRE OF EXCELLENCE

Programme Outcomes

Outcome-based learning that builds specialised competence for the banking, financial services and insurance sector.

Banking & Financial Markets

Strong understanding of banking operations, financial instruments and how financial markets function.

Insurance & Risk Skills

Knowledge of insurance principles, underwriting concepts and risk management practices used in the industry.

Regulatory Awareness

Exposure to banking laws, compliance norms and insurance frameworks essential for BFSI roles.

Applied Financial Analysis

Training in financial statement analysis, investment planning and practical decision-making tools.

Job-Ready Competence

Curriculum aligned to banks, NBFCs, insurance companies and financial consultancies for strong employability.

Practical Market Insight

Case studies and simulations that help students understand real market operations and customer-facing roles.

YOUR PATH TO SUCCESS

Why to Choose This Programme?

The Banking, Financial Services and Insurance (BFSI) sector is one of the largest employers in India and continues to expand with digital banking, wealth products and insurance penetration. Organisations need graduates who understand products, processes, risk and regulation.

The B.Com. BFSI programme provides specialised coverage of banking operations, financial markets and insurance management. Students learn financial statement analysis, risk management and investment planning while building awareness of laws and compliance frameworks that govern the sector.

Choosing this programme enables students to:

  • Sector-Focused Programme – Tailored for banking, finance, insurance, and regulatory professions.
  • Applied Financial Skills – Training in statement analysis, financial instruments, and risk management.
  • Job-Ready Content – Perfect for careers in banks, NBFCs, insurance companies, and financial consultancies.
  • Regulatory Knowledge – Exposure to banking laws, compliance norms, and insurance frameworks.
  • Practical Learning – Case studies and simulations to understand real market operations.
  • Strong Employability – BFSI sector remains one of India’s largest job creators.

With a clear sector focus and applied learning approach, the programme prepares graduates for entry-level and specialist roles across banks, NBFCs, insurance companies and financial services firms.